Just a reminder that we will be open on Columbus Day, Monday October 12th.

The Plaza and Commonwealth Storm Water Project

We were notified today (10/8/2015) that Charlotte Mecklenburg Storm Water Services has scheduled construction that will affect traffic patterns on our street. Specifically, our main parking lot entrance from Commonwealth Avenue will be blocked. However, members will still be able to enter by the Plaza side entrance. The exit on Commonwealth will also remain open.

This project is scheduled to begin the week of October 15 and is expected to last approximately 30 days.

Member Business Loans Now Available

CFDCU is pleased to announce that we have partnered with Credit Union Business Group to offer business loans to our membership. Business loans require more documentation and time to process than consumer loans, but we will work with you to make the process as efficient and pleasant as we possibly can.

If you are a business owner and need funds to move your business to the next level, please call us today.

We're giving away an iPad!

If you've been thinking of shopping for a new vehicle, or maybe need cash to take care of some repairs around the house, then come see us today and get your name on the list to win a new Apple iPad.

To be eligible to win, you must have obtained a new loan between April 1st and October 31st, 2015. The drawing will be held on November 2nd, so hurry in today!

Deposit checks with your smartphone!

Our newest service, Remote Deposit Capture or RDC for short, allows CFDCU Mobile users to deposits checks into their account by taking a photo of the item.

You can find out more here.

Walmart Secret Shopper Scam

We recently received information that some people in our area have received a letter that purports to be from a company that provides "secret shopper" services for companies such as Walmart, Sears, Costco, etc. Included in the letter is a check that you are asked to deposit and use to perform your shopping. This is a scam! Please don't fall for it!

The letter we examined was mailed from Spain but others experiences may be different. To read more about it please visit this site.

Online Shopping Tips

Here's a few tips to help you protect yourself while shopping online:

  • Be Careful Where You Shop - Make sure that you're dealing with a reputable business. If you haven't used them before, search for the business name along with words like “review,” “complaint,” or “scam.” Be sure to read a few reviews — don’t rely on just one source.
  • Be Sure of the Site - Make sure that you're on the actual website for the company in question. Sometimes, scammers will put up a clever copy of the real website in an attempt to get you to enter your credit card or other information.
  • Know the terms. Find out what the refund/exchange policies are, and if there are any charges (like shipping costs or restocking fees) if you return a product.
  • Pay by credit card. Credit cards give you protections that other methods of payment may not. If there’s a problem, you have the right to dispute charges and temporarily withhold payment while your dispute is investigated.
  • Use secure checkout. Before you enter your credit card information online, check that the website address starts with “https”. The “s” stands for secure. If you don’t see the “s,” don’t enter your information.

For more information about staying safe online, visit the Federal Trade Commission Consumer Protection website.

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CFDCU Mobile

Get our new mobile app. To find out more about the app, go here.

For app activation help, go here.

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