Share/Share Savings Accounts

  • One time membership deposit into your share savings account of $25
  • NCUA insures cumulative deposits up to $250,000
  • Puppy Club - Account for children

Share Draft (checking) Accounts

  • Free checking with a $200 minimum balance maintained
  • Unlimited ATM transactions with NO transaction fees. (Various machine owners may have a surcharge fee)
  • Free HomeTeller (Internet banking) and Bill Pay Service
  • Overdraft protection available
  • ATM / Check / Debit VISA
  • Lost VISA Debit Card

Certificates of Deposit

  • $2500 minimum deposit
  • 6-24 month certificates available
  • Early withdrawal penalty may apply

Individual Retirement Accounts (IRA)

  • These accounts are retirement savings plans that may allow you to make tax deductible contributions
  • Contact your tax advisor for advice

Account Access

  • Hot Lines - a 24 hour audio response system that allows you to check your account activity and balances
  • Home Teller - an online banking site that lets you see your accounts, make payments, pay bills, and transfer money
  • CFDCU Mobile - a mobile application that lets you use your smartphone to manage your account, pay bills, etc.

New and Used Vehicle Loans

  • Terms up to 180 months (15 years) to qualified buyers with low rates / payments
  • Affordable GAP insurance available on vehicle loans
  • Credit Disability and Credit Life Insurance Available

Lines of Credit / Signature Loans

  • Get extra cash when you need it - up to $20,000
  • No collateral - just your signature
  • Credit Disability and Credit Life Insurance Available

Share Secured Loans

  • Borrow against your savings and save money on the interest rates

VISA Credit Cards

  • Save money with no annual fees, no cash advance fees or higher interest rates on advances
  • 25 day grace period
  • Lost VISA Credit Card

Overdraft Protection Loans

  • Low fixed rate and monthly payments

Home Equity Line of Credit

Important document regarding Home Equity loans.

About Reg D.